Buying processStart here
12 min read
Buying property in Spain as a foreigner: step by step (2026)
Buying a home in Spain as a foreigner, from NIE to keys: the NIE, bank account, own lawyer, checks before you pay, arras, notary and real costs.
Guides
Plain-language guides to buying, building and renovating a home in Spain, written for foreign buyers.
Buying processBefore you buy
What it really costs, the papers you need and how to pay for it.
Taxes and costs9 min read
Cost of buying property in Spain (2026): taxes and fees on the Costa del Sol
What buying a home in Spain costs on top of the price: 7% transfer tax or 10% IVA, stamp duty, notary, registry and lawyer, with examples to €1m.
Buying process9 min read
How to get an NIE in Spain as a foreigner: step by step (2026)
How to get your NIE, the Spanish foreigner number you need to buy a home: who needs one, consulate or police, documents, fee, appointment and timing.
Buying process7 min read
How to buy property in Spain with a mortgage, non-residents included: step by step (2026)
A Spanish mortgage for residents and non-residents, from budget to keys: costs, bank approval, the FEIN, arras, notary and after. From a real purchase.
Moving to Spain
Living here as a non-EU citizen: the residence routes.
Legal7 min read
Non-lucrative visa Spain (2026): requirements, income and how to apply
Live in Spain without working: who the non-lucrative permit is for, the 2026 income (€2,400 a month), insurance, documents, the consulate and renewals.
Legal7 min read
Golden visa Spain 2026: abolished, and what to do instead
Spain ended the golden visa on 3 April 2025. What happens to existing permits, whether buying a home still helps, and the routes to live in Spain now.
Owning and selling
The yearly tax for non-residents, and what happens when you sell.
Taxes and costs16 min read
Modelo 210: the non-resident property tax on your Spanish home (2026)
Own a home in Spain but live abroad? You owe tax on it every year. How Modelo 210 works: rates, deadlines, rent, paying from abroad and examples.
Taxes and costs8 min read
Selling property in Spain as a non-resident: taxes, 3% and plusvalía (2026)
Selling a Spanish home while living abroad: the 3% the buyer withholds, plusvalía tax, 19% capital gains tax, Modelo 210 and your refund, with worked examples.
Building and renovating
Building or renovating from abroad without losing control of cost and quality.
Building and renovation11 min read
Building or renovating a home in Spain from abroad: how to control cost, time and quality
Building a villa or renovating a home in Spain while you live abroad? How to check the builder's estimate, avoid "extra works" bills, keep the schedule and know who signs what.
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